Tuesday, Sept. 15th 2020, FCL hosted Louise Scott & Susan Scott from First State Bank (Sumner & Fayette) for a Community Conversation about Fraud Avoidance.
We learned that many similar scams can be pitched over the phone, email, or in person. Scammers try to get personal information such as Medicare numbers, Social Security numbers, or credit card numbers. They also try to get you to wire money to them or send them gift cards. You might get thanked for a donation you never even made.
Popular scams to be cautious about:
- Post Disaster
- Granny Scams
Ways to avoid fraud:
- If someone calls stating they are a bank representative, hang up and call the bank back to verify the call.
- Robocalls are illegal, hang up on them.
- Free trial offers can often lead to other charges.
- Sign up to receive computer scam alerts from the Federal Government
- Use only bank ATMs.
- Call 1-888-567-8688 to opt out of pre-screened credit card offers.
- Document all passwords in a safe place and be sure to update them.
Places to report fraud:
- Call your bank immediately
- Call the Federal Trade Commision at 1-877-382-4357 or TTY 1-866-653-4261
- Go online www.ftc.gov/complaint or www.donotcall.gov
- For phishing attempts forward it to firstname.lastname@example.org
- Call AARP at 877-908-3360